Navigate childcare funding with confidence

Free calculators that help you claim every penny of UK childcare support you're entitled to — from free hours to tax-free top-ups to pension planning.

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Understand your entitlements

Find out what you can claim

Childcare Eligibility Checker

Find out exactly which free hours, Tax-Free Childcare, and funded places your child qualifies for — based on their age, your income, and your employment status.

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Tax-Free Childcare Optimiser

Calculate the optimal monthly contributions to your Tax-Free Childcare accounts. Maximise the £500/quarter government top-up across multiple children while avoiding overfunding.

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£100k Childcare & Tax Trap

Earning near £100k? You could lose Tax-Free Childcare, 30 free hours, and pay 60% marginal tax. See how pension contributions can keep you below the threshold.

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Plan your return

Work out the best time and whether it adds up

Return to Work Timing Tool

Find the optimal time to return to work so you don’t miss a term of funded childcare hours worth over £2,500.

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Childcare vs Income Calculator

Is working worth it after childcare? Compare take-home pay against true nursery costs including funded hours, TFC top-ups, and employer pension.

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Why we built this

The information behind these tools exists on GOV.UK — but it's spread across dozens of pages with no easy way to model your own situation. We built these calculators so you don't have to.

Everything runs entirely in your browser. We don't collect, store, or send your financial data anywhere — your information never leaves your device.